Mr. Sabic is thought leader and currently responsible for the external engagement strategy at S&P Global Market Intelligence, recently transitioning from his previous role as Global Head of Professional Services. Full Bio

Mr. Sabic is thought leader and currently responsible for the external engagement strategy at S&P Global Market Intelligence, recently transitioning from his previous role as Global Head of Professional Services. He is now based in New York having lived and worked in Edinburgh, London, Croatia, Madrid, Andorra, Hong Kong and Dubai, helping to grow businesses in developed and emerging markets.

With over 13 years of industry experience, Mr. Sabic is published in the media (WSJ, Forbes, Barron’s, FT etc.), and is a periodic broadcast contributor to CNBC. He is also an official Associate Partner at the University of Edinburgh Business School conducting joint research and business development efforts.

Mr. Sabic graduated ‘summa cum laude’ BSc in Mathematics and Economics from Herriot-Watt University in Edinburgh and holds an MSc in Finance and Investment from the University of Edinburgh. He also holds the Financial Risk Manager certification from the Global Association of Risk Professionals and was awarded the "40 Under 40" award from Global M&A Advisor Association for his cross-border research in the global M&A markets. In 2020 Edinburgh University award Mr. Sabic the honor of being in the list of ‘Top 100 Most Influential Alumni’. Minimize

Todd Baker is a financial services executive and FinTech advisor who has held C-suite strategic business leadership roles Full Bio

Todd Baker is a financial services executive and FinTech advisor who has held C-suite strategic business leadership roles at several of the largest domestic and international banks as well as roles as a law firm partner, consultant, academic researcher, speaker and commentator on banking, FinTech, consumer financial health and regulation issues.

Mr. Baker is currently the Managing Principal at Broadmoor Consulting, LLC, which provides strategic consulting services to FinTech and financial services companies at all stages of development. He is also a Senior Fellow at the Richard Paul Richman Center for Business, Law and Public Policy at Columbia Business School and Columbia Law School, where he works on issues arising from the digital transformation of financial services and teaches an advanced seminar for law and business students at Columbia Law School entitled Fintech Innovation and the Transformation of Financial Services.  He is a board member and chair of the credit committee at Opportunity Fund, the nation's leading nonprofit small business lender, a member of the Academic Research Council at the Urban Institute and a senior advisor to several financial technology firms. Mr. Baker has written for publications including the Financial Times, The Wall Street Journal and the American Banker, speaks frequently at industry conferences and is widely quoted in the financial and technology press as an industry expert.

Mr. Baker had a 14-year career as the chief corporate strategy and development officer at three large domestic and international retail, commercial and corporate banking organizations: MUFG Americas Holdings/Union Bank NA, TD Bank, N.A., and Washington Mutual, Inc. In those executive roles he managed, at various times, strategic and financial planning, acquisitions & divestitures, investor relations, performance management, venture capital investing and competitive intelligence and successfully led many large acquisitions and divestitures on behalf of his employers.

Prior to his business roles, Mr. Baker was a San Francisco-based corporate partner with the international law firms Gibson, Dunn & Crutcher LLP and Morrison & Foerster LLP, where he represented management and boards in all manner of corporate and securities matters and led scores of large-scale M&A transactions and financings involving banks, technology companies, finance companies, mortgage lenders, credit card companies, savings banks, commercial lenders, and investment firms.  His clients included, among others, BancAmerica Corp., Transamerica Corp., Intel, Montgomery Securities, Hewlett-Packard, First Nationwide Financial, Washington Mutual Inc., Global Center, Nomura Securities, Lehman Brothers, Visa International, CIBC and Security Pacific Corp.

During 2016-2018, Mr. Baker was a Senior Fellow at the Mossavar-Rahmani Center for Business & Government at the Harvard Kennedy School.  His research interests and published papers at Harvard included work on the role of FinTech and employers in providing alternatives to payday loans and other types of short-term, small-dollar credit for low-income working Americans in the digital age.

Mr. Baker is a graduate of Dartmouth College (A.B. summa cum laude 1978) and Stanford Law School (J.D. 1981), where he was a member of the Stanford Law Review.  Minimize

Stephanie Davis is a Senior Research Analyst at SVB Leerink covering Healthcare Technology and Distribution. Full Bio

Stephanie Davis is a Senior Research Analyst at SVB Leerink covering Healthcare Technology and Distribution. Prior to joining the firm, Ms. Davis worked at Citibank where she led coverage for the Healthcare IT sector, including the electronic health record companies, payer-facing and provider-facing IT players. Before Citi, Ms. Davis was an Equity Research Analyst at J.P. Morgan and, earlier in her career, was an Investment Banking Analyst at Sonenshine Partners.

In 2019, Ms. Davis was recognized as a Runner-Up for Health Care Technology and Distribution on Institutional Investor’s All America Research Team and was included in Business Insider’s “Rising Stars of Equity Research” in 2017. Minimize

Dan Higgins is EY’s Global Technology Consulting leader and a member of EY’s Global Consulting Executive Full Bio

Dan Higgins is EY’s Global Technology Consulting leader and a member of EY’s Global Consulting Executive where he is responsible for driving the business strategy and offerings for the practice. He oversees approximately 30,000 global technology and data specialists, contributing approximately $4B to EY’s overall Consulting revenue. Technology is core to EY’s growth strategy and Dan is responsible for expanding Technology Consulting capabilities, assets and solutions. This entails organic resource growth, forming strategic ecosystem partnerships, driving acquisitions, and putting innovation at the forefront of all that EY does.

Dan has been with the firm for over 20 years. During this time he has held a number of senior leadership positions, including Global Client Service Partner for BNY Mellon where he was accountable for EY’s overall relationship with the client and an international secondment to lead the European Technology Consulting business. Minimize

Luka Vidovic is an Associate Director of Quantitative Modeling, part of S&P Global Market Intelligence’s Analytical Development Group and is based in London Full Bio

Luka Vidovic is an Associate Director of Quantitative Modeling, part of S&P Global Market Intelligence’s Analytical Development Group and is based in London. Luka focuses on quantitative credit risk analytics and engages in research & development of novel risk management and forecasting solutions, including ESG and climate change risk.

Luka manages the development of statistical models to assess credit risk of corporates, financial institutions, and SMEs. Luka also participates in market outreach activities and engages in helping clients measure & manage their credit risk. Luka regularly presents at various credit risk events and publishes thought leadership commentary, covering credit risk analysis & trends, machine learning, climate risk and related risk management topics.

Luka holds a PhD in Physics and MSc in Finance from the University of Ljubljana, and is a Certified FRM. Minimize