S&P Global Ratings assigned its credit ratings to Youni Italy 2024-1 S.r.l.'s asset-backed floating-rate class A, B-Dfrd, C-Dfrd, D-Dfrd, and E-Dfrd notes. At closing, Youni Italy 2024-1 also issued unrated class F, X, and R notes. This is Younited, Italian branch's (Younited) first public consumer loan transaction.