The California Housing Finance Agency (CalHFA) has a strong social license to operate in the communities it serves. Since its inception, CalHFA has helped more than 222,000 Californians purchase their first home via its affordable single-family loans and down payment assistance program, and helped preserve or build more than 78,000 affordable homes. CalHFA’s ambitious education and counseling services, which aim to promote financial literacy and upward mobility to the populations it serves, underpin its efforts.