S&P Global Ratings assesses Kyrgyz Investment and Credit Bank's Sustainable Finance Framework as aligned with Social Bond Principles, ICMA, 2023; Social Loan Principles, LMA/LSTA/APLMA, 2025; Green Bond Principles, ICMA, 2021 (with June 2022 Appendix 1) Green Loan Principles, LMA/LSTA/APLMA, 2025; Sustainability Bond Guidelines ICMA, 2021. Kyrgyz Investment and Credit Bank, established in 2001 and headquartered in Bishkek, Kyrgyzstan, offers a range of banking services to retail, corporate, and MSME customers.