S&P Global Ratings assesses CAPEM's Sustainable Bond Framework as aligned with Social Bond Principles, ICMA, 2023; Green Bond Principles, ICMA, 2021 (with June 2022 Appendix 1); and Sustainability Bond Guidelines ICMA, 2021. CAPEM (Grupo Onlix S.A.P.I. de C.V. SOFOM E.N.R.) is a Mexican financial institution that provides simple and revolving credit to individuals and micro, small, and midsize enterprises that have no or limited access to financial services.