The pool for London Bridge Mortgages 2025-1 PLC contains £250 million first-lien buy-to-let (BTL) and owner-occupied residential mortgage loans located in the U.K. Vida Bank Ltd. (VBL) originated the loans in the pool. The pool comprises 68.9% BTL loans and 31.1% owner-occupied properties. This is VBL's (previously Belmont Green Finance Ltd.; BGFL) first securitization since receiving Prudential Regulation Authority (PRA) and Financial Conduct Authority (FCA) authorization and becoming a fully licensed bank in November 2024. The transaction is similar to Tower Bridge Funding 2024-3 PLC however some differences are listed below: There is no non-amortizing general reserve fund. There is no prefunding in this transaction. Product switches are not permitted, and any product switches will trigger a repurchase obligation on