S&P Global Ratings assesses California Housing Finance Agency's Social Bonds Framework as aligned with Social Bond Principles, ICMA, 2023. CalHFA is a state agency established in 1975 that provides financing and programs that help low- and moderate-income individuals and families throughout the state access affordable housing, both as homebuyers and renters. Its mission is to invest in diverse communities with financing programs to advance its single- and multifamily programs.